Commercial Mortgages

Finance for Business Property and Investment

Commercial mortgages provide businesses and investors with a flexible way to purchase, refinance, or release equity from commercial property. Whether you’re acquiring premises for your business or expanding a property portfolio, commercial finance can help you achieve your long-term objectives while preserving valuable working capital.

75% LTV

Available with some lenders

25 Yrs

Maximum Terms Available with Some Lenders

£1m+

Funding Available with Some Lenders

* Source: UK commercial mortgage lender criteria and specialist finance market reports. Figures are indicative and subject to change.

The Benefits of Commercial Mortgages

Purchasing commercial property can be a significant investment, but it can also provide long-term stability and growth opportunities for businesses and investors. Commercial mortgages allow you to spread the cost of acquisition over an agreed term, helping preserve cash flow and maintain financial flexibility.

Owning commercial property can also enable you to build equity over time while providing greater control over your premises and future plans.

  • Spread the cost of purchasing commercial property

  • Preserve working capital and improve cash flow

  • Build equity through property ownership

  • Flexible solutions tailored to your circumstances

Commercial Mortgages Frequently Asked Questions

A commercial mortgage is a loan secured against a property used for business or investment purposes. It can be used to purchase, refinance, or release equity from commercial premises.

Commercial mortgages can be arranged for offices, retail units, industrial premises, warehouses, mixed-use properties, and investment properties.

Commercial mortgages are available to limited companies, sole traders, partnerships, property investors, and commercial landlords, subject to lender criteria.

The amount available will depend on factors such as the property’s value, your deposit, affordability, business performance, and the lender’s requirements.

Yes. Commercial remortgages can be used to secure a new rate, restructure borrowing, or release equity for reinvestment or business purposes.

Are you looking for a commercial mortgage, or require further information?

Our specialists will be happy to help with any questions you may have.

Our specialists will be happy to help with any questions you may have.