Protection When You Need it Most
A serious illness can have a significant impact on both your health and finances. Critical illness cover is designed to provide financial support if you're diagnosed with a specified condition covered by your policy, helping you focus on recovery rather than financial concerns.
Why Consider Critical Illness Cover?
A serious illness can affect your ability to work and may create unexpected financial pressures. Critical illness cover can provide a lump sum payment to help manage expenses and provide financial breathing space during recovery.
How Does it Work?
If you're diagnosed with a specified critical illness covered by your policy and meet the policy definitions, a tax-free lump sum payment is made. The money can be used however you choose, whether that's covering bills, paying off debts, or adapting your lifestyle.
Mortgage Protection
Cover can help maintain mortgage payments or reduce financial commitments during recovery.
Flexible Cover
Policies can be tailored to your circumstances, budget, and protection requirements.
Financial Support
A lump sum payment can help with bills, debts, or adapting to changes in circumstances.
Peace of Mind
Knowing financial support may be available can provide reassurance for you and your family.
*Critical illness cover pays out if you are diagnosed with a specified condition covered by your policy and meet the policy definitions. Cover is subject to policy terms, conditions, exclusions, and underwriting criteria. Tax treatment depends on individual circumstances and may change in the future.
Speak to our qualified Insurance experts
If you have any questions about a Home Purchase please don't hesitate to reach out to us. A member of our qualified Mortgage team would be happy to help. Just email, call us or alternatively arrange a face to face appointment.
